Deciphering Your Credit Score Formula – What Determines It?

According to leading industry experts your credit score is based on the following:

1) Types of Credit in Use: About 10% of your score

2) Pattern of Credit Use: About 10% of your score

3) Length of Credit History: About 15% of your score

4) Amounts You Owe - Approximately 30% of your score

5) Payment History: Approximately 35% of your score

For more details please see http://bit.ly/ayeqc5