Wednesday, December 22, 2010
Tuesday, December 21, 2010
Monday, December 13, 2010
How To Avoid Late Fees - to Keep Card Debt Under Control
Your credit can be ruined if you are constantly missing payments or are paying your credit card bills late. When you miss payments, fees and penalties add up fast. Card debt can get out of control fast to the point where you won’t be able to even pay the minimum payment.
To make sure this don’t happen to you, you should always pay your bill on time; always avoid missing a payment
Read more here http://www.debtsolution-strategies.com/blog/143/keep-card-debt-under-control-avoid-late-fees/
To make sure this don’t happen to you, you should always pay your bill on time; always avoid missing a payment
Read more here http://www.debtsolution-strategies.com/blog/143/keep-card-debt-under-control-avoid-late-fees/
Thursday, November 18, 2010
Find Debt Solutions to Reduce Card Debt
By using some ingenuity you can reduce and completely eliminate card debt. Many credit card companies charge interest rates well above 12%, some as high as 30%, especially if you have were ever late on a payment.
I know of several big name merchants who regularly charge up to 25%. Not only that, but the interest is compounded daily, which means you are getting charged interest on top of interest. This causes your card debt bill to grow exponentially.
There are debt solutions you can start with today to reduce or completely eliminate credit card debt yourself if you aren’t in over your head.
First: STOP USING YOUR CREDIT CARDS. Put them in a safe place where you and anybody, can't get to them. This will help eliminate that last minute impulse buying.
Second get busy paying down debt. Look around the home to find unused items you can sell. Craigslist and Ebay are good places to sell unwanted items. One person's junk is another's gold.
Next, review your budget. If you don’t have one, create one. Just write down what you spend money on every month and how much income you have available. Cut all unnecessary spending until you get debt under control. Then put that extra saved money towards the credit card bill.
Another debt solution: if you life insurance policies, check the accumulated value. You may be able to withdraw that money and use to pay down debt. Analyze your future life insurance needs and tax implications before implementing this strategy.
If you have more than 1 credit card, start paying the card with the highest interest rate first. Pay more the minimum payment on this one and pay the minimum payment amount on all others. Once that one is paid off, do the same for the card with the next highest rate.
Be disciplined and you can completely eliminate card debt over time.
Read more ways to reduce card debt.
I know of several big name merchants who regularly charge up to 25%. Not only that, but the interest is compounded daily, which means you are getting charged interest on top of interest. This causes your card debt bill to grow exponentially.
There are debt solutions you can start with today to reduce or completely eliminate credit card debt yourself if you aren’t in over your head.
First: STOP USING YOUR CREDIT CARDS. Put them in a safe place where you and anybody, can't get to them. This will help eliminate that last minute impulse buying.
Second get busy paying down debt. Look around the home to find unused items you can sell. Craigslist and Ebay are good places to sell unwanted items. One person's junk is another's gold.
Next, review your budget. If you don’t have one, create one. Just write down what you spend money on every month and how much income you have available. Cut all unnecessary spending until you get debt under control. Then put that extra saved money towards the credit card bill.
Another debt solution: if you life insurance policies, check the accumulated value. You may be able to withdraw that money and use to pay down debt. Analyze your future life insurance needs and tax implications before implementing this strategy.
If you have more than 1 credit card, start paying the card with the highest interest rate first. Pay more the minimum payment on this one and pay the minimum payment amount on all others. Once that one is paid off, do the same for the card with the next highest rate.
Be disciplined and you can completely eliminate card debt over time.
Read more ways to reduce card debt.
Monday, November 8, 2010
How To Keep Your Checking Account Safe From Check Fraud
For tips on how to get your checking account safe from thieves check this out
http://www.debtsolution-strategies.com/blog/132/keep-your-checking-account-safe-from-check-fraud/
http://www.debtsolution-strategies.com/blog/132/keep-your-checking-account-safe-from-check-fraud/
Friday, November 5, 2010
Friday, October 29, 2010
Tuesday, October 26, 2010
ID Theft Protect - How To Find ID Theft Protection Companies To Safeguard Your Identity Online
There are many ID Theft Protection Companies that promise to “protect your identity.”
You must decide if they can deliver what they promise and is what they offer right for you.
Identity theft services may be able to help you detect identity theft quicker than you could yourself so that you can take action to prevent further damage.
Basically you want to dig into a little deeper. To help with that you can read this article : Id Theft Protect: ID theft protection companies
You must decide if they can deliver what they promise and is what they offer right for you.
Identity theft services may be able to help you detect identity theft quicker than you could yourself so that you can take action to prevent further damage.
Basically you want to dig into a little deeper. To help with that you can read this article : Id Theft Protect: ID theft protection companies
ID theft protection tip: when buying, do they offer insurance? - give your personal info protection it needs online http://bit.ly/9IeGeO
Monday, October 18, 2010
Thursday, October 14, 2010
Tuesday, October 12, 2010
New Debt Solutions and Card Debt options
New layout at http://www.debtsolution-strategies.com/ featuring debt solutions to reduce card debt, reviews and more
Thursday, October 7, 2010
Get all 3 credit reports & premium monitoring - give your personal info protection it needs online. Stay up-to-date! http://bit.ly/9IeGeO
Wednesday, October 6, 2010
Tuesday, October 5, 2010
Wednesday, September 29, 2010
High credit score can save you lots of money in lower interest rates and better deals. Get all 3 scores & more http://bit.ly/9IeGeO
High credit score can save you lots of money in lower interest rates and better deals. Get all 3 scores & more http://bit.ly/9IeGeO
Tuesday, September 28, 2010
Which is the best way of paying off card debt
Which is the best way of paying off card debt, and other unsecured debts? Should you pay the smallest credit card balance first or the one with highest interest rate to get out of debt the fastest?
Some experts recommend you pay off the debt with the smallest balances first, for physiological reasons
However paying off the debt with the highest interest rate first makes more sense financially.
Read more on the best way to pay off card debt
Some experts recommend you pay off the debt with the smallest balances first, for physiological reasons
However paying off the debt with the highest interest rate first makes more sense financially.
Read more on the best way to pay off card debt
Wednesday, September 22, 2010
Top 3 Tips for Reducing Card Debt
Any time you want to accomplish something, you'll need an agenda, for how to go about it. It will help to get trustworthy specifics of ways to get to where you need to go. The 3 tips in this article will make it easier for you to succeed. Using these recommendations provides you with an advantage and can increase your chances of success.
Whenever you start on the road to reducing card debt, you'll want to realize that it's importantl to start on the correct track to start with, and stay focused. If you do not, you could find yourself right back where you started, with a stack of bills that you can't pay when they are due.
Here are 3 tips that explain one method of paying down the bills .
1. Write down a list of all card debts, and other unsecured debts.
Write down a list of all credit card balances, monthly payments and include all other unsecured monthly debts as well. This is a good way to get organized and to see where you stand. Failing to achieve this might cost you more money in the long run.
2. Sort the list of credit card debts and other unsecured bills in order of highest interest rate to lowest interest rate.
3. Pay off the card debt with the highest interest rate first.
When reducing card debt (and all other unsecured debts) pay off the card debt with the highest interest rate first. Pay that bill off then apply that payment amount to the next bill on your list.
This contrasts with paying the smallest balances first and paying the largest balances first.
More on reducing card debt
Whenever you start on the road to reducing card debt, you'll want to realize that it's importantl to start on the correct track to start with, and stay focused. If you do not, you could find yourself right back where you started, with a stack of bills that you can't pay when they are due.
Here are 3 tips that explain one method of paying down the bills .
1. Write down a list of all card debts, and other unsecured debts.
Write down a list of all credit card balances, monthly payments and include all other unsecured monthly debts as well. This is a good way to get organized and to see where you stand. Failing to achieve this might cost you more money in the long run.
2. Sort the list of credit card debts and other unsecured bills in order of highest interest rate to lowest interest rate.
3. Pay off the card debt with the highest interest rate first.
When reducing card debt (and all other unsecured debts) pay off the card debt with the highest interest rate first. Pay that bill off then apply that payment amount to the next bill on your list.
This contrasts with paying the smallest balances first and paying the largest balances first.
More on reducing card debt
Monday, September 20, 2010
Get all 3 credit reports & premium monitoring - give your personal info protection it needs online. Stay up-to-date! http://bit.ly/9IeGeO
Friday, September 17, 2010
Monday, September 13, 2010
Did u know that Google has left their backdoor wide open for you? Check out these 11 "Unstoppable Traffic" sources http://bit.ly/clSVoT
Friday, September 3, 2010
Thursday, September 2, 2010
Can Credit Counseling Reduce My Debt?
You can reduce debt using a credit counseling agency. This firm help you develop a budget, and even offer free education materials and workshops and reduce debt. Read more http://bit.ly/crYdyB
Wednesday, September 1, 2010
Thursday, August 26, 2010
Monitor Your Credit to Prevent ID Theft and Stay Financially Solvent
Cyber crime is on the rise and usually results in ID theft. That can include theft of credit card numbers, debit cards, social security number or any other personal/financial information.
Criminals use sophisticated online phishing schemes to lure your into giving them your personal information through fake websites that imitate legitimate sites.
Criminals can also use the old fashioned way of stealing wallets or purses. Even if you just lost your purse or wallet, you stand a chance of getting your ID stolen.
Id theft can affect your credit in a bad way, not to mention your finances in general. It can completely ruin your financial future for years. Once a criminal gets your credit/debit card they can completely max out your credit cards or withdraw (steal) money via your debit card. You could be held liable for any charges to your account. They also can use YOUR social security number to create a whole new Identity for themselves.
All this will have a negative impact on your credit history. Having poor credit score can mean higher interest rates on loans and possibly higher insurance premiums -each of which can end up costing you thousands of dollars. Even some employers are checking credit histories of potential employees so it could affect your ability to get a job.
If you are just trying to improve your score you may want to monitor your credit score/report over a period of time to track your progress.
At the very least you can check your credit report at least once a year to check for errors and much more often if you suspect ID theft.
You can get 3 free credit reports from annualcreditreport com. The problem with that is you can only get each of 3 reports once a year. You could request one of the 3 reports every few months if you want to - but that still may not be enough.
You can also get your credit scores from each of the 3 credit bureaus for a fee. Those aren't free.
There are services that monitor your credit scores and report. They are usually monthly fee based. Some provide theft protection in the form of insurance, as well as alerts to changes. They usually give you your scores right up front.
Get all 3 credit scores FREE from all 3 bureaus PLUS premium 3 bureau monitoring - FREE 30 day trial then 14.95 /mo. Give your personal info the protection it needs online. Stay up-to-date!
Criminals use sophisticated online phishing schemes to lure your into giving them your personal information through fake websites that imitate legitimate sites.
Criminals can also use the old fashioned way of stealing wallets or purses. Even if you just lost your purse or wallet, you stand a chance of getting your ID stolen.
Id theft can affect your credit in a bad way, not to mention your finances in general. It can completely ruin your financial future for years. Once a criminal gets your credit/debit card they can completely max out your credit cards or withdraw (steal) money via your debit card. You could be held liable for any charges to your account. They also can use YOUR social security number to create a whole new Identity for themselves.
All this will have a negative impact on your credit history. Having poor credit score can mean higher interest rates on loans and possibly higher insurance premiums -each of which can end up costing you thousands of dollars. Even some employers are checking credit histories of potential employees so it could affect your ability to get a job.
If you are just trying to improve your score you may want to monitor your credit score/report over a period of time to track your progress.
At the very least you can check your credit report at least once a year to check for errors and much more often if you suspect ID theft.
You can get 3 free credit reports from annualcreditreport com. The problem with that is you can only get each of 3 reports once a year. You could request one of the 3 reports every few months if you want to - but that still may not be enough.
You can also get your credit scores from each of the 3 credit bureaus for a fee. Those aren't free.
There are services that monitor your credit scores and report. They are usually monthly fee based. Some provide theft protection in the form of insurance, as well as alerts to changes. They usually give you your scores right up front.
Get all 3 credit scores FREE from all 3 bureaus PLUS premium 3 bureau monitoring - FREE 30 day trial then 14.95 /mo. Give your personal info the protection it needs online. Stay up-to-date!
Wednesday, August 25, 2010
What's with all the declining credit card debt? You must be doing something right http://bit.ly/chTvc5
Tuesday, August 24, 2010
They claim Identity Guard Extra Caution will monitor your credit for you http://bit.ly/a6SnoC (and you get all 3 scores for free)
Get all 3 credit reports & premium monitoring - give your personal info protection it needs online. Stay up-to-date! http://bit.ly/9IeGeO
Tuesday, August 17, 2010
Curadebt Review - Curadebt Customer Review
What our Curadebt review revealed.
I looked into Curadebt as a company that could potentially help those who need help with debt relief. I am talking about those who can't make monthly payments or are way over their head in debt.
On the suface our Curadebt review reveals them to be a reputable company. They have over 10,000 clients, offer written guarantees, have won numerous awards and have a lot of good testimonials among other things.
Some have reported debt settlment of up to 70%.
*They can also help small businesses restructure and settle their debts as well.
You can read the full Curadebt review and Curadebt Customer reviews here.
I looked into Curadebt as a company that could potentially help those who need help with debt relief. I am talking about those who can't make monthly payments or are way over their head in debt.
On the suface our Curadebt review reveals them to be a reputable company. They have over 10,000 clients, offer written guarantees, have won numerous awards and have a lot of good testimonials among other things.
Some have reported debt settlment of up to 70%.
*They can also help small businesses restructure and settle their debts as well.
You can read the full Curadebt review and Curadebt Customer reviews here.
Thursday, August 12, 2010
Wednesday, August 11, 2010
Tuesday, August 10, 2010
Credit Counseling
Credit counseling agencies won't pay off the debt for you but they will work out payment plans with lower interest rates and fees for your outstanding debts. You'll make one monthly payment to the counseling agency, and they will in turn pay your creditors. Credit counseling programs usually do not impact your credit rating. However if you are already behind on payments then your credit may already be impaired.
Read more...
Read more...
Monday, August 9, 2010
Deciphering Your Credit Score Formula – What Determines It?
According to leading industry experts your credit score is based on the following:
1) Types of Credit in Use: About 10% of your score
2) Pattern of Credit Use: About 10% of your score
3) Length of Credit History: About 15% of your score
4) Amounts You Owe - Approximately 30% of your score
5) Payment History: Approximately 35% of your score
For more details please see http://bit.ly/ayeqc5
According to leading industry experts your credit score is based on the following:
1) Types of Credit in Use: About 10% of your score
2) Pattern of Credit Use: About 10% of your score
3) Length of Credit History: About 15% of your score
4) Amounts You Owe - Approximately 30% of your score
5) Payment History: Approximately 35% of your score
For more details please see http://bit.ly/ayeqc5
Thursday, August 5, 2010
New blog post Debt reduction programs/services - have they worked for you or anyone you know? - leave a comment http://bit.ly/cLKwbG
Wednesday, July 28, 2010
Curadebt Review - Can They reduce debt by 70% ? http://www.debtsolution-strategies.com/curadebt-review.htm
After filing for bankruptcy it may be hard to get a new credit card, even a secured one. Find cards for bad credit http://bit.ly/aBD4c9
Tuesday, July 27, 2010
Debt Consolidation – Pay 1 Bill Once a Month
With debt consolidation you consolidate all unsecured loans into one. Unsecured debts include credit card debt, utility bills and medical bills to name a few. However many times lenders will require collateral which turns the loan into a secured loan. One benefit of offering collateral, you can get a lower rate if you still have a good credit rating.
There are fees involved. If you use a debt consolidation company, make sure you know what the fees are before signing a contract.
If you aren't careful you can end up paying more in the long run. By consolidating debt, many times you also extend the loan period and, even with lower rates, that can add up.
However debt consolidation has its benefits. One benefit is that you end up only paying 1 bill every month instead of many. That should give you extra money at month end. You could even get a lower interest rate. Read more on debt consolidation here.
There are fees involved. If you use a debt consolidation company, make sure you know what the fees are before signing a contract.
If you aren't careful you can end up paying more in the long run. By consolidating debt, many times you also extend the loan period and, even with lower rates, that can add up.
However debt consolidation has its benefits. One benefit is that you end up only paying 1 bill every month instead of many. That should give you extra money at month end. You could even get a lower interest rate. Read more on debt consolidation here.
Monday, July 26, 2010
There's a new blog post that talks about reducing debt by 40% or more - http://www.debtsolution-strategies.com/blog/
Can debt settlement reduce debt by 40% or more?
Debt settlement is a process where your outstanding debts are eliminated through negotiation with your creditors. You are required to pay only a portion of what you originally owed your lender.
So can debt settlement reduce debt by 40% or more? See http://www.debtsolution-strategies.com/blog/ for more.
So can debt settlement reduce debt by 40% or more? See http://www.debtsolution-strategies.com/blog/ for more.
Monday, July 12, 2010
DIY Debt Solutions - Garage Sales To Raise Cash
How to hold a garage sale or yard sale. Raise cash to reduce debt and payoff credit cards.
http://www.debtsolution-strategies.com/blog/81/diy-debt-solutions-garage-and-yard-sale-%e2%80%93-clean-up-cash-in/
http://www.debtsolution-strategies.com/blog/81/diy-debt-solutions-garage-and-yard-sale-%e2%80%93-clean-up-cash-in/
Friday, July 9, 2010
A Debt Relief Company Review
We recently reviewed a debt relief company. If you need to get out of debt, then read more here
http://www.debtsolution-strategies.com/curadebt-review.htm
http://www.debtsolution-strategies.com/curadebt-review.htm
Friday, July 2, 2010
Find The Best Debt Solution
Many get into debt through no fault on their own. Emergency medical bills, lost jobs, or they just they just lost control. No matter what the cause, you can find a solution to get out of debt. Your options vary. You can try the do it your self or one find assistance. Those options include credit counseling, debt consolidation,
debt settlement,
refinancing, or the most extreme and last case scenario of
bankruptcy .
debt settlement,
refinancing, or the most extreme and last case scenario of
bankruptcy .
Tuesday, June 29, 2010
Friday, June 18, 2010
Thursday, June 10, 2010
Tuesday, June 8, 2010
Friday, June 4, 2010
Software that compares debt payoff scenarios (updated version). Based on snowball method Free trial -->http://bit.ly/2TuRkZ
On a budget? Bad credit and need a card? Or pay kids allowances with free prepaid reloadable Mastercard. http://bit.ly/bRYueq
Friday, May 28, 2010
Get all 3 credit scores & premium monitoring. Give your personal info the protection it needs online. Stay up-to-date! http://bit.ly/9IeGeO
Wednesday, May 26, 2010
Tuesday, May 25, 2010
Thieves are stealing identities online every day - here's how to stop it - get some protection, 10% off 30 day trial http://bit.ly/aaCSpU
Monday, May 24, 2010
Friday, May 21, 2010
http://tinyurl.com/debt-payoff-calculator - debt payoff software analyzes which debt to pay first to save money and get out of debt faster.
Thursday, May 20, 2010
Wednesday, May 19, 2010
Free prepaid reloadable Mastercard or Visa with bonus. No overdraft fees, no credit check use em to pay allowances or.. http://bit.ly/bRYueq
Get all 3 credit scores from all 3 bureaus PLUS premium 3 bureau monitoring. Stay up-to-date http://bit.ly/9IeGeO
Monday, May 17, 2010
Cut your debt balances, lower monthly payments & avoid bankruptcy. Get confidential advice for a no obligation solution http://bit.ly/atswFF
Free prepaid reloadable Mastercard or Visa with bonus. No overdraft fees, no credit check. Imagine the possibilites http://bit.ly/bRYueq
Saturday, May 15, 2010
Friday, May 14, 2010
Make money from what you already know - write a report or ebook for profit (fast) http://bit.ly/h0rh3
Thursday, May 13, 2010
Cut your debt balances, lower monthly payments & avoid bankruptcy. Get confidential advice for a no obligation solution http://bit.ly/atswFF
Wednesday, May 12, 2010
ID theft is fastest growing crime in U.S.- Stop it before it happens to you - It’s a pain, unathorized pruchases etc http://bit.ly/dwWMJp
Another idiotic government bailout – this could be considered settlement which impacts your credit negatively http://bit.ly/94Cmbf
AccountNow Gold Visa Prepaid Card
$0 Monthly Fee & Higher limits.
Free Credit Builder & Bill Pay http://bit.ly/atZzVZ
$0 Monthly Fee & Higher limits.
Free Credit Builder & Bill Pay http://bit.ly/atZzVZ
High credit score can get you Job offers Lower interest rates and better insurance premiums – Find your scores now http://bit.ly/cCqUK6
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